Prosper Loan Late

One of my four loans on Prosper is late on the payment. Right now, it's at a less than 15 days late status. Payment was due on the 16th. Interestingly, this was the loan where an early payment was made before the first month was even up, lending some credence to her claim that she intended to pay the loan off in 1 year instead of the normal 3. The borrower is rated HR, meaning High Risk and total loan amount was for $3,500 at 20.75%. My exposure here is $200. Actually, $185 if you count the principle already paid.

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